The Panasonic Lumix DMC-TS1 is the Panasonic’s first attempt at compact camera and, it’s became a success. The camera made a shock and the elements as some of the competition. This Lumix DMC-TS1 is having waterproof up to a depth of 10 feet, shockproof from falls up to 5 feet. On the other point of views, it’s stylish looks and performs better than its competition, and providing some best features including HD movie capture, a wide-range angle lens, and a best long battery life.

The structure of Lumix DMC-TS1 having four exposed screws on the face and back, and would tip off an observer that the TS1 is a shockproof and waterproof camera. Both sides are covered in stylish-looking deep brushed metal. The Lumix DMC-TS1 is coming with colours are dark green, orange and dark silver. In front is a 28mm-equivalent wide-angle lens insulated by an easily cleaned piece of glass or plastic.

The resolution of the Lumix DMC-TS1 is 12 Mega pixels. And it having image sensor size is 1/2.3-inch CCD type .On top side we can find a power button and providing a spring-loaded slider for the 4.6x optical zoom, and a textured shutter release.

In this Lumix DMC-TS1 models the Panasonic’s Intelligent ISO for limiting the sensitivity to a maximum of ISO 400, 800, or 1,600 as well as the functioning and controlling to set a minimum shutter speed from 1 second to 1/125. The TS1 supports 27 of them including three of them on the Mode dial such are Beach & Surf, Snow, and Sports.

The TS1 is very accurate at 720p HD-quality record images around using the AVCHD Light format. Its shutter delay was a sharpened at 0.5 seconds and 1.2 seconds string lightless lighting. The TS1 lens speed limited to three shots at the camera’s high video quality and takes 1.9 frames per second.

There is no barrel image distortion at the lens’ 28mm-equivalent widest. Also, there was no defective in image clarity while taking images per frame. Overall, the TS1 best in colour and exposure were very good.

In this competition world People are concerned and attracted with image appearance and size, but they want the best image quality and better durability. Panasonic Lumix DMC-TS1 reached their expectations in this technology arena. A full-featured of DMC-TS1 waterproof and shockproof pocket point-and-shoot, the Panasonic Lumix DMC-TS1 is a close and perfect stylish camera for everyday use.

The thing students most look forward to when they turn 18 is that they can now own a credit card.Little do the poor devils know what’s coming at them.

The best friend of credit card companies is temptation.All sorts of temptation ranging from alchohol to branded clothes , from mobiles to laptops and so on.And temptation nowadays is omnipresent.Even online there are several avenues to spend money that is not really yours.Students seem more than happy to splurge.The ready availability of cards , the ease of their use and the fact that they can pay only minimum payments leads to enormous mindless spending.Many students tell themselves that they can always work a little harder at the gas station or the convenience store and make up.Few know anything about the workings of their card.Just the other day I asked my nephew what interest rate he was being charged by his card.His reply was ‘Huh, what do you mean? I have a credit limit of $600 and that’s all that matters to me’.

Many students have the feel-safe feeling that their parents will bail them out , if there is financial trouble, the problem is who is going to bail the parents out?The best thing about credit cards is their universal acceptance, especially if it is a Visa or Master card,and in emergencies they are your best friend.Take these two salient features away and the rest is all murky.Ask any CPA or financial analyst or even better ask a student who has recently filed for bankruptcy.

The chief culprit that leads to students spending like this is ignorance.Parents and guardians should take it upon themselves to educate children from an early age about the way credit card companies work.The solution is not avoidance of these cards but a thorough understanding of their systems , so then can be used for individual benefit.Many cards have no annual fee, others provide free insurance when you rent a car , then there are the frequent flier schemes and the universal interest free period for a purchase made.

I also think that countries with societies afflicted by credit card debts should have legislations in place that control indiscriminate and irresponsible doling out of credit cards by companies.Also the fine print should be clearly explained to the customers.There is no doubt in my mind that if the credit card companies employ debt counsellors ,it will benefit them in the long run.Again the Credit Card is not the evil here but the ignorance of its use.

Nowadays even colleges that allow credit cards to be given out on campuses should hold workshops on debt prevention and Efficient Credit card management.We may not be able to curb the compulsives but we can atleast save those Alices in Financial wonderland who mean to use the card well.